Adults devise a plan and follow it, children do what feels good.
Dave Ramsey
Planning, Discipline, Growth, Responsibility, Life Choices
Dave Ramsey’s Quotes On Topics
Marriage | Religion | Actions | Choices | Awareness | Long-Term Goals | Mortgage | Appearance | Mistakes | Justice | Design | Life Change | Avoidance | Illusion | Responsibility | Prepaying | Career | Behavior | Care | Saving | More
More Dave Ramsey Quotes
“Pray like it all depends on God, but work like it all depends on you.” Dave Ramsey
Faith, Work, Responsibility, Trust, Balance
Dave Ramsey Faith, Work, Responsibility, Trust, Balance“Anytime you open a business, you have to be effective in promoting whether it’s a franchise or not. You’ll need to learn to be a Web marketer extraordinaire. There’s plenty of material out there.” Dave Ramsey
Business, Marketing, Promotion, Entrepreneurship, Online
Dave Ramsey Business, Marketing, Promotion, Entrepreneurship, Online“Winning at money is 80 percent behavior and 20 percent head knowledge.” Dave Ramsey
Money, Success, Behavior, Finance, Knowledge
Dave Ramsey Money, Success, Behavior, Finance, Knowledge“Financial winners don’t run sprints, they run marathons. They don’t rush. They do it step by step over time.” Dave Ramsey
Wealth, Patience, Success, Long-Term, Financial Planning
Dave Ramsey Wealth, Patience, Success, Long-Term, Financial Planning“Fun can be bought with money, but happiness cannot.” Dave Ramsey
Happiness, Money, Fulfillment, Fun, Life Choices
Dave Ramsey Happiness, Money, Fulfillment, Fun, Life Choices“I've seen numerous situations where collectors have taken more than the agreed-upon amount from someone's account once they gained access.” Dave Ramsey
Debt, Finance, Collectors, Integrity, Legal Issues
Dave Ramsey Debt, Finance, Collectors, Integrity, Legal Issues“No one wins the Super Bowl accidentally. Be intentional, Be Passionate, Don’t mail it in! You got this!” Dave Ramsey
Success, Passion, Intentionality, Motivation, Achievement
Dave Ramsey Success, Passion, Intentionality, Motivation, Achievement“I suggest a Money Market account with no penalties and full check-writing privileges for your emergency fund.” Dave Ramsey
Savings, Emergency Fund, Financial Planning, Money Management, Security
Dave Ramsey Savings, Emergency Fund, Financial Planning, Money Management, Security“The fact is, most people in our nation today believe that debt is NORMAL, and in most cases, NECESSARY. They can’t imagine living a cash-and-carry life or a life in which all things they own are purchased outright with cash at the time of purchase – in other words, with no payment plan or use of credit cards.” Dave Ramsey
Debt, Financial Freedom, Lifestyle, Consumerism, Cash
Dave Ramsey Debt, Financial Freedom, Lifestyle, Consumerism, Cash“People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan.” Dave Ramsey
Business, Marketing, Planning, Strategy, Success
Dave Ramsey Business, Marketing, Planning, Strategy, Success“Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.” Dave Ramsey
Focus, Goal Setting, Personal Growth, Success, Financial Discipline
Dave Ramsey Focus, Goal Setting, Personal Growth, Success, Financial Discipline“Most of the things we buy are wants. And we call them needs, but they're wants.” Dave Ramsey
Consumerism, Needs vs. Wants, Financial Freedom, Money Management, Simplicity
Dave Ramsey Consumerism, Needs vs. Wants, Financial Freedom, Money Management, Simplicity“The lottery is a tax on poor people and on people who can’t do math. Rich people and smart people would be in the line if the lottery were a real wealth-building tool, but the truth is that the lottery is a rip-off instituted by our government. This is not a moral position; it is a mathematical, statistical fact. Studies show that the zip codes that spend four times what anyone else does on lottery tickets are those in lower-income parts of town. The lottery, or gambling of any kind, offers false hope, not a ticket out.” Dave Ramsey
Lottery, Money, Wealth, Gambling, Financial Literacy
Dave Ramsey Lottery, Money, Wealth, Gambling, Financial Literacy“Debt has become a part of who we are.” Dave Ramsey
Debt Culture, Personal Finance, Financial Freedom, Debt Mindset, Financial Solutions
Dave Ramsey Debt Culture, Personal Finance, Financial Freedom, Debt Mindset, Financial Solutions“I do recommend that most people sell the car with the most debt on it. A good rule of thumb on items (except the house) is this: if you can’t be debt-free on it (not counting the home) in eighteen to twenty months, sell it. If you have a car or a boat that you can’t pay off in eighteen to twenty months, sell it. It is just a car; dynamite the logjam! I used to love my car, too, but I found keeping that huge debt while trying to get out of debt was like running a race wearing ankle weights. Get a Total Money Makeover, so later you can drive anything you want and pay cash for it. When it comes to that debt-ridden item, you may have to make the decision to live like no one else; but remember, later you will be living, or driving, like no one else.” Dave Ramsey
Debt, Financial Freedom, Cars, Budgeting, Sacrifice
Dave Ramsey Debt, Financial Freedom, Cars, Budgeting, Sacrifice“The only reason to go into business is to make money. You have to work hard at it. If you’re not passionate about it, you’ll burn out so fast that it is incredible.” Dave Ramsey
Business, Passion, Hard Work, Money, Entrepreneurship
Dave Ramsey Business, Passion, Hard Work, Money, Entrepreneurship“You never cash out a 401(k) or IRA to pay off debt, unless it's to avoid a foreclosure or bankruptcy.” Dave Ramsey
Retirement Planning, Debt-Free Living, Financial Management, 401(k), Investments
Dave Ramsey Retirement Planning, Debt-Free Living, Financial Management, 401(k), Investments“Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.” Dave Ramsey
Wealth Mindset, Faith, Hard Work, Financial Success, Personal Beliefs
Dave Ramsey Wealth Mindset, Faith, Hard Work, Financial Success, Personal Beliefs